By accessing or using Farmers Hub Global Resources Limited ("we," "our," "us") website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services.

Eligibility

To use our services, you must:

• Be at least 18 years old or have parental consent
• Provide accurate and complete registration information
• Maintain the security of your account credentials
• Be responsible for all activities under your account

Account Security

You are responsible for:

• Maintaining the confidentiality of your password
• Notifying us immediately of any unauthorized account use
• Ensuring your account information remains current and accurate

Product Information

We strive to provide accurate product descriptions, pricing, and availability information. However, we do not warrant that:

• Product descriptions are completely accurate
• Prices are error-free
• Products will be available when ordered

Order Acceptance

All orders are subject to acceptance. We reserve the right to:

• Refuse any order for any reason
• Cancel orders due to pricing errors
• Limit quantities of items purchased
• Verify order information before processing

By placing an order, you agree to:

• Pay all charges associated with your order
• Provide valid payment information
• Authorize us to charge your payment method
• Pay applicable taxes and fees

Delivery Policy

Delivery terms include:

• Estimated delivery times are not guaranteed
• Delivery dates are approximate and may vary
• Risk of loss transfers upon delivery to carrier
• Additional delivery charges may apply for remote areas

Delivery Issues

If you experience delivery problems:

• Contact customer service immediately
• Provide order number and details of the issue
• Allow reasonable time for investigation
• Cooperate with delivery personnel for resolution

Return Policy

Returns are accepted for:

• Damaged or defective products
• Incorrect items delivered
• Products past expiration date

Return Process

To initiate a return:

• Contact customer service within 7 days of delivery
• Provide proof of purchase and return authorization
• Return items in original packaging when possible
• Customer responsible for return shipping costs (unless defective)

You agree not to:

• Use our services for illegal purposes
• Interfere with our website or services
• Attempt to gain unauthorized access to systems
• Transmit viruses or malicious code
• Harass or harm other users
• Violate any applicable laws or regulations

All content on our website, including but not limited to:

• Text, graphics, logos, and images
• Software and code
• Product names and descriptions
• Trademarks and service marks

Are owned by or licensed to Farmers Hub Global Resources Limited and are protected by intellectual property laws.

Our services are provided "as is" without warranties of any kind, either express or implied, including but not limited to:

• Merchantability or fitness for a particular purpose
• Non-infringement of third-party rights
• Accuracy, reliability, or availability of services
• Security or error-free operation

To the maximum extent permitted by law, Farmers Hub Global Resources Limited shall not be liable for:

• Direct, indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Special, exemplary, or punitive damages
• Third-party claims or damages

Our total liability shall not exceed the amount paid by you for the specific service or product in question.

These Terms of Service shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law provisions.

Any disputes arising from these terms shall be resolved through:

• Negotiation between parties
• Mediation if negotiation fails
• Litigation in Nigerian courts as final resort

We reserve the right to modify these Terms of Service at any time. Changes will be effective when:

• Posted on our website
• Communicated via email (when significant changes occur)
• You continue using our services after changes are made

Your continued use constitutes acceptance of modified terms.

For questions about these Terms of Service, please contact us:

By using our services, you acknowledge that you have:

• Read and understood these Terms of Service
• Agreed to be bound by these terms
• Represented that you have the authority to enter into this agreement
• Understood that these terms constitute a legally binding agreement